Fees & Charges

Full USD fee schedule

We publish a clear fee schedule so you know what banking with us costs before you ever open an account.

Fee Categories

  • Account maintenance, across our Personal, Corporate, and Private Banking tiers
  • Incoming and outgoing wire transfers
  • FX conversion spreads
  • Card issuance and ATM withdrawals
  • Lombard lending interest and precious metals storage
  • Account closure and transfer out fees

How We Think About Pricing

Our general approach is to price the things that cost us real money to provide, correspondent bank fees on international wires, vault insurance on precious metals, and to avoid the kind of fee that exists mainly because a client is unlikely to notice it, like an unfavorable FX rate buried inside a free transfer. Where a cost is genuinely variable, for example a wire that happens to route through an extra intermediary bank, we will show that as a pass through rather than pad standard pricing to cover a cost that does not apply to most transactions.

Fee waivers and better pricing may apply at higher relationship tiers. Ask your relationship manager for a breakdown that is specific to you.