Cookie Settings
Please allow us to collect data about how you use our website. We will use it to improve our website, make your browsing experience and our business decisions better. Learn more
USD Savings & Term Deposits
Put idle trading capital to work between positions
Capital sitting between trades, or between business cycles, should not just sit there doing nothing. Earn interest on cash reserves while keeping access to your money on whatever terms suit you best.
Your Options
- An instant access USD savings account
- Fixed term deposits from 30 days out to 24 months
- Better rates for higher balances
- Your choice of automatic rollover or a payout at maturity
How Traders Typically Use This
A common pattern among our trading clients is to hold a working buffer, generally a few months of expected trading capital and living expenses, in the instant access Savings account, and to ladder the remainder across several term deposits with staggered maturities. That way, some capital is always coming free every month or two, without ever needing to break a term deposit early and lose accrued interest. If you are setting aside a specific slice of a large payout, for example after a strong trading quarter, your relationship manager can help structure a ladder around your own cash flow needs rather than a generic template.
Current Rates
You will find our latest indicative rates on the Rates & Market Data page, and we keep them updated regularly.
Ready to get started?
Tell us a little about your business or your trading, and a relationship manager will walk you through everything from there.
